Business Owners
You are the engine of your company—insure it wisely.
Coming Soon
Ensure Your Business Can Survive Without You
Business owners take on enormous personal and financial risk. It’s essential to ensure the business can survive your absence—temporary or permanent.
Why This Matters Now
-
If you’re out, revenue and operations are impacted.
-
Business debts and payroll don’t pause.
-
Exit planning should start early.
🛡️ True Own-Occupation Disability Insurance
Your business might be able to continue operating without you temporarily—but can your personal income? As a business owner, your responsibilities are diverse and often irreplaceable. Whether you’re leading sales, managing client relationships, or making executive decisions, an injury or illness that removes you from your role can have long-lasting financial implications.
-
Protects your personal income even if you own and operate your company.
-
Coverage applies if you can’t perform your duties—even if the business continues without you.
🧭 Life Insurance
Life insurance is not only a safeguard for your business—it’s also a cornerstone of personal financial security. Whether you're protecting your family’s lifestyle, planning your estate, or preparing for succession, having the right life insurance strategy in place is essential.
-
Ensures liquidity to cover business debts, support your family, or provide cash for a transition.
-
Can be used to fund buy-sell agreements or provide key person coverage.
🏢 Business Overhead Expense Insurance (BOE)
-
Covers operational expenses such as rent, payroll, and utilities if you’re unable to work due to disability.
-
Keeps the doors open while you recover—or provides a runway for a transition.
🤝 Buy-Sell Agreements
-
Insurance-backed agreements provide immediate funding if a partner exits due to death or disability.
-
Avoids forced liquidation or disruption of the business.