
Medical Residents and Fellows
You’re on the cusp of something extraordinary—now is the time to protect it.
Coming Soon
Protection for your Specialty Starts Now
As a medical resident or fellow, your income may still be modest, but your future earning potential is significant. The long hours and intense dedication you’ve put into your training make you uniquely vulnerable to the financial consequences of an unexpected illness or injury. At this stage, the insurance decisions you make can shape your long-term financial security.
Why This Matters Now
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You're accumulating debt while building valuable skills.
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One injury or illness could change the entire trajectory of your career.
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Locking in low rates while you're young and healthy gives long-term advantage.
🛡️ True Own-Occupation Disability Insurance
This isn’t the type of disability coverage you’ll get through your employer. True own-occupation coverage pays benefits if you're unable to work in your specific medical specialty, even if you're capable of working in another field.
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Lock in lower rates while you're young and healthy.
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Keep the policy through career transitions—from fellowship to attending.
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Optional riders like student loan protection and future increase options add flexibility.
🧭 Life Insurance
Even if you don’t have dependents yet, locking in term life insurance now can protect your future insurability. Life insurance is a financial safety net that can also serve future planning purposes.
Let's Make Sure Your Career Is Covered from Every Angle
Download your guide (coming soon)